Skinner Insurance Agency has been a family owned and operated independent insurance agency for more than thirty years. The agency consists of seven licensed agents with a focus on providing the best quality and professional service as possible. We put the needs of our clients first and foremost and work to provide proper coverage for their every Auto, Home, Business, Farm, Life, and Health Insurance needs, which is why we represent several quality insurance companies specializing in each area. By having multiple locations in Randolph and Barbour counties, we are able to provide service for our clients in those counties and the surrounding area. We strive to provide quality products with quality service and will always put our clients’ needs forefront. We look forward to servicing the great state of West Virginia for many more years to come.
Posted: October 4, 2024
Equipment malfunctions can severely disrupt business operations, leading to delays and lost productivity. Whether it’s a computer crash, machinery failure, or technical breakdown, these unexpected issues can disrupt your workflow. However, maintaining productivity despite such challenges is central to ensuring your business runs smoothly. By implementing strategies to manage equipment failures effectively, you can minimize downtime and keep things moving forward. 1. Assess the Issue...
Posted: October 2, 2024
October is National Fire Prevention Month, making it an ideal time to raise awareness about fire safety at home. House fires have devastating consequences, and preparedness is critical to reducing risk. According to the National Fire Protection Association (NFPA), U.S. firefighters respond to an average of 346,800 house fires annually, resulting in over 2,500 deaths and billions in property damage. Understanding how to prevent fires...
Posted: September 30, 2024
The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...