Skinner Insurance Agency has been a family owned and operated independent insurance agency for more than thirty years. The agency consists of seven licensed agents with a focus on providing the best quality and professional service as possible. We put the needs of our clients first and foremost and work to provide proper coverage for their every Auto, Home, Business, Farm, Life, and Health Insurance needs, which is why we represent several quality insurance companies specializing in each area. By having multiple locations in Randolph and Barbour counties, we are able to provide service for our clients in those counties and the surrounding area. We strive to provide quality products with quality service and will always put our clients’ needs forefront. We look forward to servicing the great state of West Virginia for many more years to come.
Posted: May 19, 2022
A surety bond is a contract that ensures specific obligations are met. These bonds are often required for contractors working on government contracts. They are performance-based. A surety bond is a guarantee between three parties. The parties in a surety bond are: The Principal: The individual who is required to have a surety bond. The Obligee: The individual requesting the bond. The Surety Company: The...
Posted: May 16, 2022
Understanding your home insurance policy and what it covers is essential but easier said than done. Insurance contracts are written in a legal language unfamiliar to most of us. To understand your coverage, you may want to get help from a local insurance agent. You need to know what is covered – hopefully long before you need to file a claim. You likely have homeowners'...
Posted: May 4, 2022
Employment Practices Liability Insurance or “EPLI” is a form of business insurance specifically to protect against employment-related lawsuits. While the suit may not be accurate, once filed, you will need to defend against the case, which can prove to be very expensive without this type of insurance. The right Employment Practices Liability Insurance can help you get through challenging legal situations without sustaining severe financial...