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Elkins Insurance Quotes

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Quotes From Multiple Companies

Skinner Insurance Agency
Insuring Elkins, Philippi, & All of West Virginia

Skinner Insurance Agency Provides Auto, Home, Business, Farm, Life, and Health Insurance to Elkins, Philippi, and All of West Virginia

Skinner Insurance Agency has been a family owned and operated independent insurance agency for more than thirty years. The agency consists of seven licensed agents with a focus on providing the best quality and professional service as possible. We put the needs of our clients first and foremost and work to provide proper coverage for their every Auto, Home, Business, Farm, Life, and Health Insurance needs, which is why we represent several quality insurance companies specializing in each area. By having multiple locations in Randolph and Barbour counties, we are able to provide service for our clients in those counties and the surrounding area. We strive to provide quality products with quality service and will always put our clients’ needs forefront. We look forward to servicing the great state of West Virginia for many more years to come.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)
Auto Insurance

Auto Insurance

Auto or car insurance coverage has two parts. The first is the liability section of the policy.
Homeowners Insurance

Homeowners
Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
Life Insurance

Life
Insurance

Always on the lookout for quality, service-oriented insurance companies for our clients.
Boat & Marine Insurance

Boat & Marine
Insurance

Boat or Marine insurance is available for small boats, yachts and high performance powerboats.
Flood Insurance

Flood
Insurance

Did you know that your homeowners insurance does not cover flood damage?
Business Insurance

Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.

Recent News & Updates

Do You Need an Insurance Agent? 15 Signs It Might Be Time

Do You Need an Insurance Agent? 15 Signs It Might Be Time

Posted: June 4, 2026

Having a knowledgeable and responsive agent in your corner is critical to helping make sure your insurance keeps up with your unique life situations. They understand everyone has different insurance needs, which adds value to the human touch they offer. While buying insurance directly online can seem like a convenient way to obtain coverage, life’s realities can make the task more complex. Agents also understand...

5 Common Business Insurance Gaps

5 Common Business Insurance Gaps

Posted: May 19, 2026

Many businesses carry insurance but still face coverage gaps when a claim arises. That usually does not mean the business had no insurance at all. It means the policy in place did not match the loss that occurred. A company may have general liability coverage but no protection for a professional mistake. It may insure a building but not carry enough coverage for storm damage,...

4 Ways Telematics Can Impact Car Insurance

4 Ways Telematics Can Impact Car Insurance

Posted: May 16, 2026

Telematics is technology that tracks driving behavior via a mobile app, a plug-in device, or a built-in vehicle system. Insurance companies may use that data to better understand how a person drives in real-life conditions. Instead of solely factoring age, vehicle type, ZIP code, and claims history, some insurers also evaluate driving habits. That can create savings opportunities for some drivers, but it can also...